This is a scam!!! Watch out for the website guaranteed solutions. We tried it and was scammed out of $706.49 ($647.49 + $59.00 service fee). They will approve you with a 7% interest and ask for 3 months insurance to cover your loan amount. After you receive all the documents to sign via email. They will ask you to wire transfer the 3 month insurance money which goes to Canada. After they have received it they will let you know and tell you that you will receive a check via courier in about 3 days. It never comes. Be very cautious with this company they are a fake. They say they are out of Syracuse New York. I did some research and there is no such address. I wish I had looked into this before I went ahead and tried the website for a loan. I know I won't get my money back but maybe I can help someone else before they are scammed as well. Beware of this scam!!!!!!