If you use it rarely and can pay your balance off in 60 days, it's great. If not, you'd get a better deal going to your local loan shark.

I have a balance of $4000 (dentist and veterinary bills) and they charged me $308 (three HUNDRED and eight dollars) in interest in 1 (ONE) month!

If there is any other way to avoid using them, do it.
Think my experience is unique? Do a Google search for CareCredit reviews.
NOT. GOOD.

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Tracy H. great review. I have had experience with carecredit as well and the bottom line is it really only benefits carecredit. The doctor's office doesn't really care what type of credit you use to pay for the procedure and they actually take a hit when a patient uses carecredit. If you can use your regular credit card or even open up a new credit card to pay for the procedure you will likely get much better rates. Like Gun said only if you can pay it off immediately is it worth it....but as we all know that is easier said than done and I'm sure carecredit is banking on you taking longer to pay it off and then getting those high interest payments.

3/11/11  •  Votes (0)

Gun S. Thank ye

3/11/11  •  Votes (0)

Great way to get no interest or low interest loan on cosmetic surgery - So, the deal is that if you can find a doctor that takes care credit then be sure to use them. Basically you can get up to 12 months of a loan with no interest. In reality the doctor's office is picking up the interest, but that is no big deal.